Bankruptcy Attorneys In Stroudsburg, PA
Our Stroudsburg, PA bankruptcy lawyers primarily focus on helping our clients obtain the debt relief they need to regain control of their finances. We represent individuals and married couples in Chapter 7 and Chapter 13 cases, as well as businesses in Chapter 7 and Chapter 11 filings.
Our firm has served the Poconos region for over 100 years, and we have handled more than 6,000 bankruptcy matters across Northeastern Pennsylvania, the Lehigh Valley and Eastern Pennsylvania. We also assist clients who prefer to meet at our Bethlehem office.
What Can Our Pennsylvania Bankruptcy Lawyers Can Help With?
Bankruptcy is not one-size-fits-all. We start by reviewing your income, assets, debts and the events that led to your current financial situation. Then we explain the available options – bankruptcy and non-bankruptcy alternatives – so you can make informed decisions with confidence.
Whether you are trying to stop collection calls, address wage garnishment, catch up on a mortgage or simply get a clear picture of what relief is available, we focus on practical solutions and straightforward advice.
We guide individuals and families through Chapter 7 and Chapter 13 filings with a focus on protecting what matters most and building a workable path forward.
Individuals and Couples
Individual Chapter 7 Filings
Chapter 7 bankruptcy can be a good option for people who have large amounts of unsecured debt, such as credit card debts or medical bills. Those who qualify for Chapter 7 may be able to discharge eligible debts without any further obligation to creditors. The process can often be completed in as little as five months.
Individual Chapter 13 Filings
Chapter 13 bankruptcy, sometimes called a “wage-earner” plan, allows you to repay debts through a court-approved repayment plan over a three- to five-year period. You typically make one payment to a trustee, who distributes funds to creditors. Many debtors use Chapter 13 to address mortgage arrears, manage certain tax debts and reduce pressure from unsecured creditors.
Businesses
We help business owners evaluate whether bankruptcy is the right tool, and if it is, we build a strategy that aligns with operational realities and long-term goals.
Business Chapter 7 Filings
Business Chapter 7 is typically used when the company needs an orderly shutdown rather than a reorganization. We help owners and stakeholders evaluate whether liquidation is the right path, including what may happen to business assets, outstanding accounts and secured debts. We also discuss how leases, contracts and ongoing obligations may be affected, and what bankruptcy can (and cannot) accomplish for owners personally. Our approach is practical and direct: we help you understand the likely timeline, the role of the trustee, and the steps you can take to reduce surprises and protect your future plans.
Business Chapter 11 Filings
Business Chapter 11 can be a powerful tool for companies that still have value but need a structured way to reorganize debts, improve cash flow and stabilize operations. We work with you to assess whether a reorganization is feasible, anticipate early issues like creditor pressure and operational expenses, and build a plan designed for long-term sustainability. Chapter 11 can involve renegotiating key obligations and creating a court-approved roadmap for repayment while the business continues operating. We focus on clear communication, realistic expectations and a strategy that supports day-to-day continuity.
Why Choose A Bankruptcy Lawyer From Newman Williams, P.C.?
Our experienced Stroudsburg bankruptcy attorneys, Vincent Rubino and Robert J. Kidwell, analyze each client’s financial situation and provide thorough, understandable advice. Our goal is for you to leave the first meeting with a clear understanding of your options and a specific action plan.
As one of the largest firms in Monroe County, we bring a team-based approach and a long-standing reputation built on honest communication and trusted results. We also handle a high volume of referrals and co-counsel work through Monroe County and the surrounding region through our referrals and co-counsel relationships.
Don’t Face Debt Alone
The United States Constitution specifically permits Americans to eliminate debts in bankruptcy. Many people hesitate to call a lawyer because they feel they have done something wrong, but financial hardship is often caused by circumstances outside anyone’s control. Job loss, divorce, illness, tax debt and other disruptions can place otherwise responsible people and businesses in a position where obligations become impossible to meet.
We take the time to explain the advantages and disadvantages of bankruptcy and discuss alternatives when appropriate, including debt management plans and debt settlement. Answers to common questions are also available in our Bankruptcy Law FAQs.
Contact Our Pennsylvania Bankruptcy Attorneys For A Free Consultation
To discuss your situation with a bankruptcy lawyer in Stroudsburg, Pennsylvania, call 570-559-5507 or contact us online to schedule a free consultation. We are available between the hours of 9 a.m. and 5 p.m. Monday through Friday and by appointment at other times.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.