Losing a loved one is an emotionally challenging experience. Serving as their estate executor or administrator can add another layer of complexity to an already stressful situation. The legalities can be overwhelming for the bereaved, but having a clear idea of how to...
Traumatic brain injuries can impact work abilities
On-the-job accidents, car crashes and other types of events can all lead to traumatic brain injuries (TBIs). These injuries can affect every aspect of a person’s life, including their ability to work. While some individuals are able to recover considerably, others...
4 things that go wrong at real estate closings
Whether you’re buying or selling, getting to the closing on a real estate deal can feel like you’re finally approaching the finish line of a marathon – but don’t start celebrating too soon. There are a lot of things that can go wrong. The closing is where contracts...
How can an IDGT help fulfill your estate planning goals?
A key goal of estate planning for those with considerable assets is minimizing or avoiding estate taxes. This tax, which is currently levied on individual estates worth just over $13.6 million and above, can take a big chunk out of the wealth you want your family and...
Using Chapter 13 bankruptcy to save a house from foreclosure
Facing the daunting prospect of losing a home to foreclosure is a very stressful experience for any homeowner. Fortunately, if you are struggling with this very situation, know that filing for Chapter 13 bankruptcy can offer a potentially viable solution to save your...
Is over-reliance on tech leading to car accidents?
Technology is designed to make life easier – but can there be too much of a good thing? According to the National Highway Traffic Safety Administration (NHTSA), 90% of all car accidents are caused by human error, so it seems like increased automation in vehicles could...
4 ways construction puts workers at risk of hearing loss
Construction sites are bustling hubs of productivity, but amidst the clatter of machinery and the hammering of nails, there’s a silent danger that often goes unnoticed – the risk of hearing loss among workers. If you’re a construction worker, it helps to know ways in...
What is the automatic stay in bankruptcy?
The automatic stay in bankruptcy is an important provision that grants immediate and temporary relief to individuals filing for bankruptcy. It becomes effective as soon as a bankruptcy case is filed, regardless of whether it's under Chapter 7 or Chapter 13. It serves...
Is it a good idea to get a probate loan?
Suppose you’re expecting an inheritance; you may wonder how long you’ll need to wait before receiving it. While you wait, you might consider taking a probate loan, especially if you need funds for an impending emergency. Probate loans, also known as inheritance loans...
What is the difference between Chapter 7 and 13 bankruptcy?
Debt allows people to make large purchases now with the expectation that they’ll pay for it later. For a lot of people, this is a promising idea. However, debt obligations can quickly get out of control. People may, for example, take on too much credit card debt or...