Financial problems can happen to anyone. Recovering from these problems is what matters most. One option Pennsylvania residents have when dealing with a financial crisis is to file for Chapter 13 bankruptcy protection. Chapter 13 protection will allow you to...
What is Chapter 13?
When a consumer files for bankruptcy, Chapter 7 and Chapter 13 are the main options. Chapter 7 involves liquidating assets to cover creditor claims, but many people do not qualify for this category. Some might not even prefer it. Chapter 13 becomes the bankruptcy...
Rollover collisions and injuries in Pennsylvania
Not all car accidents are the same, and a rear-end collision differs significantly from a T-bone collision. Sometimes, a particular type of impact results in equally particular injuries. For example, rear-end accidents might lead to whiplash neck injuries. Head-on...
Preparing your Chapter 13 repayment plan
Pennsylvania residents who file Chapter 13 bankruptcy petitions submit plans to the court that detail how they plan to repay their creditors over a three-to-five-year period. Before their payment plans are approved, their creditors are given a chance to review and...
Why it’s best to avoid the probate process and how to do it
As a Pennsylvania resident, it's understandable to ensure your loved ones won't want for anything after you're gone. You also wouldn't likely want them going through a lot of stress after you pass away. If you don't create an estate plan, it can leave the future of...
How bankruptcies and delinquent accounts affect credit
Individuals in Pennsylvania and around the country who file personal bankruptcies stop making payments on the accounts listed in their Chapter 7 and Chapter 13 petitions, but that does not mean these accounts are removed from their credit reports. Experian, Equifax...
Nurses and workers’ compensation in Pennsylvania
Anyone working in the nursing profession risks becoming sick or injured. Spending time away from the job because of medical issues could put a nurse in a financial bind. Some may wonder if Pennsylvania's workers' compensation laws cover nurses. The answer depends on...
Leading causes of fatal car accidents
The Pennsylvania Department of Transportation reported 1,230 traffic fatalities in 2021. That amount is almost a 9% increase in traffic fatalities compared to 2020. Cars are safer than ever, but traffic fatalities continue to rise. Here are some of the leading causes...
Prevent your retirement funds from going through probate
Probate is the process during which the validity and authenticity of a person's will are assessed. If you're in the process of planning your estate in Pennsylvania, you should learn more about how probate can affect your retirement funds. When certain funds go through...
Avoiding the common winter hazards in Pennsylvania
Winter is often a great time of year for holidays, snow activities and cozy nights by the fire. But when it comes to motor vehicle safety, winter can be dangerous. The colder temperatures, icy roads and snowfall in Pennsylvania can all increase the risk of motor...