Workers’ compensation benefits are vital to help keep injured workers and their families afloat while they are recovering from a workplace accident and workplace injury. Injured workers should be familiar with the different types of workers’ compensation benefits and how they can receive them.
Healthcare benefits
Injured workers and workers suffering from an occupational illness may be able to recover healthcare benefits to cover the costs of the medical care and treatment they need. Healthcare costs injured workers may be able to receive help with can include surgery, doctor’s visits, medicine, medical equipment and lab tests. Workers’ compensation benefits are intended to help injured workers with these types of costs.
Lost wages benefits
Injured workers may be able to recover workers’ compensation benefits for partial disability payments, total disability payments and permanent injury payments based on the nature and extent of the injury they are suffering from.
Partial disability payments can help injured workers who are unable to work at full capacity due to their injury. Total disability payments can help injured workers who are unable to return to work due to their injuries. Permanent injury payments help when the worker has suffered the loss of a body part.
Death benefits
Death benefits may be available to surviving family members following a fatal workplace accident.
Workers’ compensation benefits can help injured workers through the medical and financial challenge they face following a workplace accident. They can also help workers suffering with an occupational illness or family members who have lost a loved one on-the-job. For this reason, it is essential for injured workers and their families to be familiar with the specific types of workers’ compensation benefits available to them.
