You slip on a wet floor at your workplace or hurt yourself on the job. However, you hesitate to file a workers’ compensation claim because someone once told you it’s not worth it.
While workers’ compensation is supposed to help you after a work-related injury or illness, myths and half-truths often keep people from getting the benefits they need. Here are some common misconceptions you ought to know about.
You can’t file if the injury was your fault
Workers’ compensation is a no-fault system in Pennsylvania. This means it doesn’t matter if you made a mistake. You’re likely covered as long as the injury happened while you were doing your job. Don’t assume you’re out of luck just because you slipped up.
You’ll get fired for filing a claim
Employers in Pennsylvania are not allowed to fire employees in retaliation for filing a workers’ compensation claim. If they do, they could face serious legal consequences. You have the right to seek benefits without fear of losing your job.
You can’t see your own doctor
You may be asked to see a doctor chosen by your employer at first. However, it doesn’t mean you’re stuck with them forever. After a certain period, you can usually switch to a doctor you’re more comfortable with.
Workers’ compensation only covers medical bills
Workers’ compensation benefits cover more than just hospital bills. You may also be entitled to wage loss benefits. Additionally, you could receive compensation for permanent injuries or loss of use of a body part, depending on the severity of your injuries.
Get the facts right
Don’t rely on rumors after a workplace accident. Having sound legal guidance can help you navigate the process. Whether you’re unsure about your rights, confused by the paperwork or feeling pressured by your employer, this guidance can make all the difference.
