As a Pennsylvania resident, it's understandable to ensure your loved ones won't want for anything after you're gone. You also wouldn't likely want them going through a lot of stress after you pass away. If you don't create an estate plan, it can leave the future of...
How bankruptcies and delinquent accounts affect credit
Individuals in Pennsylvania and around the country who file personal bankruptcies stop making payments on the accounts listed in their Chapter 7 and Chapter 13 petitions, but that does not mean these accounts are removed from their credit reports. Experian, Equifax...
Nurses and workers’ compensation in Pennsylvania
Anyone working in the nursing profession risks becoming sick or injured. Spending time away from the job because of medical issues could put a nurse in a financial bind. Some may wonder if Pennsylvania's workers' compensation laws cover nurses. The answer depends on...
Leading causes of fatal car accidents
The Pennsylvania Department of Transportation reported 1,230 traffic fatalities in 2021. That amount is almost a 9% increase in traffic fatalities compared to 2020. Cars are safer than ever, but traffic fatalities continue to rise. Here are some of the leading causes...
Prevent your retirement funds from going through probate
Probate is the process during which the validity and authenticity of a person's will are assessed. If you're in the process of planning your estate in Pennsylvania, you should learn more about how probate can affect your retirement funds. When certain funds go through...
Avoiding the common winter hazards in Pennsylvania
Winter is often a great time of year for holidays, snow activities and cozy nights by the fire. But when it comes to motor vehicle safety, winter can be dangerous. The colder temperatures, icy roads and snowfall in Pennsylvania can all increase the risk of motor...
The purpose and function of real estate agents
While online home shopping is a trend that is unlikely to abate anytime soon, most property purchasers in Pennsylvania will enlist the help of a realtor when it comes time to actually close the deal. The best way to ensure a smooth experience when hiring a real estate...
Explaining workers’ compensation coverage B
Pennsylvania employees can become injured on the job for a number of reasons. When that happens, they can file for workers’ compensation through their employer. Workers’ compensation coverage B is one of the policies available to a person who sustains a work-related...
What is the escrow process in Pennsylvania?
Escrow is a necessary process of buying rental property in Pennsylvania. It starts when the seller accepts a buyer's offer. In Pennsylvania, escrow typically takes 30–90 days, depending on whether issues arise during the process. Open an account Real estate law...
Driver safety tips for fall
Pennsylvania motorists need to remain focused on road conditions whenever they travel. However, they need to be especially careful when driving during the fall season. This is because it's often more challenging to drive in the dark, during school hours or when the...